Auto Financing is Possible Even With Bad Credit

Credit challenges happen but that doesn’t have to mean you can not secure auto financing.  Qualifying to buy a new or gently used vehicle with problem credit can be more complicated but is usually possible with guidance from knowledgeable finance experts.  There are several steps to take while preparing to finance your next vehicle if you are concerned about your credit.

First, get to know your credit.  Do not assume that you have good, average, or bad credit.  Use a credit checking resource to check both your credit score and access your credit report.  The credit score will help you gauge the best possible options for your next vehicle.  Getting a copy of your credit report allows you to review your credit report for errors.  If you find an error that could be affecting your credit score, take the time to contact the credit bureau to find out the steps to take to correct the report.  If you are delinquent on payments to some lenders, bring your accounts to current.  This might be helpful in showing a lender you are working toward a stronger credit profile.

Contact the helpful finance department at Thelen Chrysler Dodge Jeep Ram in Bay City and let us know your specific situation.  We work with a variety of finance resources so we can try to find you a great option at a great value.  We can work with you if you have no credit history at all.  Let us help you start on your way to a healthy credit profile.  You can even start your credit application online and we can put together a package geared specifically to your situation.   An auto loan can be a super way to build or rebuild a credit history through a responsible payment history.

Tags: Bay City, Finance Department, Lease, Loan, Thelen Chrysler Dodge Jeep Ram
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