Don’t Let Less-Than-Perfect Credit Prevent You from Getting Into a Quality Vehicle

Getting Financing with Less-Than-Perfect Credit

Life can throw curveballs in our direction. These could impact your credit and other financial situations negatively with little to no way to prevent them. Thelen Chrysler Dodge Jeep Ram in Bay City understands that having less-than-perfect credit shouldn’t impact your ability to get into a quality automobile. As such, we have worked hard to get mid-Michigan customers who want to rebuild their credit or are just looking for a dependable vehicle the financing they can count on. While financing in general can be more challenging with imperfect credit, we want you to know that there are options available as long as you know what you should expect. 

Financing with Less-Than-Perfect Credit

Higher Average Monthly Payments – While you can get financing on select vehicles even with a lower credit score, you will likely be subject to higher interest rates as a result when compared to someone with good credit. However, this doesn’t eliminate your ability to purchase a vehicle you can count on. You can always provide more money on the down payment to offset the increased interest rate and keep the vehicle affordable. 

Purchase Pre-Owned – While not quite the same as buying a new Jeep, the quality pre-owned options we have available at Thelen Chrysler Dodge Jeep Ram are great choices for those struggling to improve their credit scores. We have many different makes and models available for you to browse, including great Jeep options. Purchasing a pre-owned vehicle will mean getting lower payments when compared to a new version of the same vehicle. If you are looking to rebuild your credit, then picking a much more affordable vehicle is the way to go.

Research – If you are going to shop for a vehicle in mid-Michigan, let us help you with our online resources. You can find out your financial options with features such as our Payment Calculator. We also have a convenient Pre-Approval form available for you to fill out before you arrive at our dealership. Looking to find out if there are special programs available for you to apply for? Our team will be happy to help!

(Photo Credit: Pexels)

Tags: Bay City, Finance, Finance Center, Finance Department, Great Lakes Bay Region, Jeep, Michigan, Mid-Michigan, Thelen Chrysler Dodge Jeep Ram
Posted in Bay City Dealer, Bay City Used Cars, Thelen Chrysler Dodge Jeep Ram, Used, Vehicle Finance | No Comments »